UK Student Finance Calculator

Check living costs funding for each year of your university studies in the UK

Based on official Student Finance England guidelines.

1. Which study mode do you prefer?

Weekends

2 days on campus (or 1 day on campus + 1 day online)

Mid-week

2 days on campus (or 1 day on campus + 1 day online)

Evenings

2-3 evenings mid-week on campus (can include 1 weekend day online)

Note: To qualify for a maintenance loan, most of your course attendance must take place in-person Mon–Fri. Attending in-person only on weekends is classified as distance learning.

Online only

Study 100% online from home with no campus visits

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Important Information

This calculator provides an estimate based on 2026/27 academic year figures.
There is a minimum maintenance loan amount guaranteed: £7,039 in London and £5,048 outside London, regardless of household income.
Your actual entitlement will be assessed by Student Finance England based on your full circumstances.
The maintenance loan is paid directly to you in three instalments throughout the academic year.
You must repay your loan once you graduate and earn over the repayment threshold (£29,385 for Plan 2 loans, £25,000 for Plan 5 loans).
If you claim Universal Credit, Maintenance Loan will affect your benefit. Get in touch to learn more.

For official information and to apply, visit www.gov.uk/student-finance

UK Student Finance Calculator

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